Empowering better lending with accurate, real-time credit data
At Infact, we're passionate about revolutionising the credit space with real-time, API-driven products designed for the digital age. As the first real-time credit bureau, we provide lenders with instant, accurate, and comprehensive credit information through a single API.
Backed by the best
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PROBLEM
Traditional bureau data is stale and limits lenders
Information used in bureau based credit information and affordability decisions is by default out-of-date. As a result of this, consumers and lenders are missing a key component in enabling access to responsible and suitable credit.
NEED FOR INNOVATION
Opportunity to better serve consumers
The FCA’s Credit Information Market Study highlights significant differences and misrepresentations in credit information from the existing bureaus, pointing to material inefficiencies in today’s consumer credit market. This is leaving an increasingly large number of consumers underserved and potentially financially vulnerable.
OUR GOAL
Credit information for the next-generation of lending
We are building a progressive Challenger CRA to support the FCA’s areas of innovation from the Credit Information Market Study to address completeness, timeliness and improve outcomes for consumers and credit providers.
COMPLEMENTARY BUT COMPETITIVE
Together we can achieve the best outcomes
Competition is healthy. We want to encourage competition in the Credit Information market through innovation while building strong working partnerships with traditional CRAs and Open Banking providers.
Deeply embedded in industry reform
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Our values
Fair
Credit referencing that is inclusive, fair, and built with consumer context.
Progressive
Championing responsible lending through continuous innovation for good.
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Ambitious
We have proven that small, well-aligned teams can achieve great things.
Inclusive
We are transparent and respectful in how we challenge each other and make decisions.
Why work at Infact
Innovation at the core
Work with cutting-edge technology and contribute to products that are changing the credit information landscape.
Impactful work
Your efforts directly influence financial inclusion and responsible lending practices across the UK.
Growth opportunities
As a rapidly expanding startup, we offer numerous opportunities for professional development and career advancement.
Collaborative culture
Join a team of industry experts and tech innovators who value open communication and diverse perspectives.
Benefits
Health insurance and wellness perks
Medical insurance, physio, dental, optical cover, gym discounts and cycle scheme.
We support new parents
Flexibility and support during pregnancy and options for extended parental leave for everyone.
Paid sick and compassionate leave
We’ve got your back when you’re sick or assisting a loved one, making funeral plans or grieving a loss.
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Parenting and eldercare benefits
Flexible working hours and ability to take time to look after those who depend on you.
Flexible and hybrid working
Find your ideal work-life harmony through our flexible in-office and remote options.
Holidays
25 days paid leave + public holidays (flexible scheduling).
Brilliance budget
Yearly allowance towards professional development and growth.
Supporting women's health
Comprehensive menopause policy ensuring comfort and understanding in the workplace.
Pawrental leave and dog friendly office
New furry family member? Take 3 paid days to bond plus all well-behaved dogs welcome at work!
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