About Infact

Backed by the best

PROBLEM

Traditional bureau data is stale and limits lenders

Information used in bureau based credit information and affordability decisions is by default out-of-date. As a result of this, consumers and lenders are missing a key component in enabling access to responsible and suitable credit.

NEED FOR INNOVATION

Opportunity to better serve consumers

The FCA’s Credit Information Market Study highlights significant differences and misrepresentations in credit information from the existing bureaus, pointing to material inefficiencies in today’s consumer credit market. This is leaving an increasingly large number of consumers underserved and potentially financially vulnerable.

OUR GOAL

Credit information for the next-generation of lending

We are building a progressive Challenger CRA to support the FCA’s areas of innovation from the Credit Information Market Study to address completeness, timeliness and improve outcomes for consumers and credit providers.

COMPLEMENTARY BUT COMPETITIVE

Together we can achieve the best outcomes

Competition is healthy. We want to encourage competition in the Credit Information market through innovation while building strong working partnerships with traditional CRAs and Open Banking providers.

Deeply embedded in industry reform

Our values

Fair

Credit referencing that is inclusive, fair, and built with consumer context.

Progressive

Championing responsible lending through continuous innovation for good.

Ambitious

We have proven that small, well-aligned teams can achieve great things.

Inclusive

We are transparent and respectful in how we challenge each other and make decisions.

Why work at Infact

Innovation at the core

Work with cutting-edge technology and contribute to products that are changing the credit information landscape.

Impactful work

Your efforts directly influence financial inclusion and responsible lending practices across the UK.

Growth opportunities

As a rapidly expanding startup, we offer numerous opportunities for professional development and career advancement.

Collaborative culture

Join a team of industry experts and tech innovators who value open communication and diverse perspectives.

Benefits

Health insurance and wellness perks

Medical insurance, physio, dental, optical cover, gym discounts and cycle scheme.

We support new parents

Flexibility and support during pregnancy and options for extended parental leave for everyone.

Paid sick and compassionate leave

We’ve got your back when you’re sick or assisting a loved one, making funeral plans or grieving a loss.

Parenting and eldercare benefits

Flexible working hours and ability to take time to look after those who depend on you.

Flexible and hybrid working

Find your ideal work-life harmony through our flexible in-office and remote options.

Holidays

25 days paid leave + public holidays (flexible scheduling).

Brilliance budget

Yearly allowance towards professional development and growth.

Supporting women's health

Comprehensive menopause policy ensuring comfort and understanding in the workplace.

Pawrental leave and dog friendly office

New furry family member? Take 3 paid days to bond plus all well-behaved dogs welcome at work!

Empowering better lending with accurate, real-time credit data