Smarter reporting with Delta
End monthly reporting struggles with pre-submission validation and real-time load reports that significantly reduce correction cycles.

The problem
The current credit reporting process traps lenders in an inefficient submit-reject-correct cycle each month, consuming valuable resources and delaying accurate information from reaching credit bureaus.
The solution
Designed to be the first port of call in monthly reporting workflows, Delta transforms credit bureau reporting by identifying and reducing the amount of errors in all reporting formats before submission.
Business impact
Improve data quality
Potential to cut reporting errors by 90%
through pre-submission validation and improve data accuracy in bureau submissions.
through pre-submission validation and improve data accuracy in bureau submissions.
Reduce operational overhead
Reduce file analysis time by up to 70% and reduce the burden of manual corrections and bureau communications.
Reduce reporting latency
Delta dramatically reduces the traditional credit file update cycle, slashing the report-to-ingestion window by up to 85%.
Product features
Find issues instantly
Reduce time spent finding data quality or formatting issues with our intuitive dashboard and exportable issue capabilities.

Submit any file format
Handles every reporting format effortlessly with native support for CAIS/Insight and FACT standards.

Proactive error detection
Our pre-submission validation engine identifies and ranks issues in real-time, significantly reducing time spent on the submit-reject-correct cycle.

Continuous quality monitoring
Benefit from automated anomaly detection and comprehensive reporting metrics to maintain consistent data quality.

Monitor Changes Across Monthly Reports
Track and compare your current data with previously analysed files to quickly spot significant value changes that might indicate errors in your reporting.

Instant Corrections
Make direct modifications to customer account data with real-time bureau updates through our intuitive interface.

Enhanced security
Fully encrypted environment for sensitive data handling with complete audit trails for all reporting activities.\

Testimonials
"Delta is the first CRA data quality tool that the team have used that's built to be user-friendly. We're embedding it as part of the validation process before we send our CRA files."
Jacob Rukin
Chief Credit Officer at Evlo
"With Delta's pre-submission validation, we've significantly reduced the number of errors we receive in our load reports which has reduced our operational overhead."
Credit Reporting Manager
Leading fintech
Questions about how Infact can fit into your business?
Our team of experts can help you find the right solution. Fill out the form and we’ll get in touch shortly.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Infact’s News & Insights
Learn about the latest in reporting

The inflation print just vindicated what your risk team has been saying for weeks
CPI rose to 3.3% in the year to March 2026, up from 3.0% in February. Motor fuels were the single biggest upward.
Read More

Fluro and Infact partner to open up fair access to credit for more UK borrowers
Fluro has integrated Infact's Affordability Engine to power more personalised and proportionate affordability as.
Read More

Bureau Meets Mobile Intelligence: A Modular Identity API for Fintech Onboarding
If you run onboarding for a consumer fintech, you know the trade‑off: push customers through fast and you worry .
Read More


