Insurance

Grow market share while improving loss ratios.

In partnership with Percayso Inform

Infact's real-time credit and application behaviour signal now feeds Percayso's insurance intelligence suite, giving insurers, brokers and MGAs one view across the credit and insurance markets.

Built for the digital consumer

Infact is the UK’s first new regulated credit bureau in over 20 years. We co-design around real problems and prove the value on our partners' own data, resulting in the UK’s fastest growing bureau network.

How Infact helps your business

Spot quote manipulation across two markets

Infact and Percayso surface cross‑market shifts and misrepresentation at the point of quote, combining Infact’s real‑time application behaviour with Percayso’s quote‑lake intelligence.

Price sharper with credit signal your file can’t see

Use more real‑time, trended credit behaviour (including non‑contributor blind spots) to separate strong risks from marginal ones, and compete harder where you want to grow.

Act on risk changes ahead of renewal

Credit positions move during the policy term. Infact flags new borrowing and early signs of distress as they happen, so you can intervene earlier, not after a loss.

Products

Quote manipulation

Real-time application behaviour across the lending network that flags declared-position shifts and misrepresentation, combined with Percayso's insurance quote lake for a two-market view.

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Credit Risk

Real-time credit signals that close the gap between quote and bureau file, including behaviour a non-contributing insurer cannot see in the traditional file.
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